Workplace & Employee Benefits

We can help you raise the bar for your employee benefits programs to give your employees what they need, making a big difference in their lives and helping your business attract and retain your most valuable asset.

Comprehensive Employee Benefits  

It's never been more important to protect what matters most. Our agents are able to offer a comprehensive suite of supplemental health and life insurance products designed to help fill the gaps major medical insurance leaves open. Our solutions can help cover the expenses and the interruption of income that can come with an unexpected medical emergency, helping protect your employees wealth and health at every stage of their lives.

Wellness Plans

Improve the health and productivity of your employees and potentially improve your costs for employer provided health care by designing and managing an employee wellness program for your company. 


Simple IRA and Payroll Deducted IRA Programs 

In an environment that is challenging to attract and retain high-quality talent, small business owners’ employee-centric and customized retirement plan may be a prospective employee’s deciding factor.


Group Supplemental Life Insurance 

We can help you put a group life insurance program in place for your employees with Universal Life, Interest Sensitive Whole Life or Term Life with options that include living benefits riders, guaranteed interest rates and cash value accumulation. 


Group Supplemental Health and Disability Insurance

Help your employees protect themselves against uninsured or under insured life events including: 

  • Accidents
  • Critical Illness
  • Cancer
  • Vision
  • Short-Term Disability 
  • Medicare Supplement

Our financial advisors are investment advisory representatives of Encompass More Asset Management LLC ("Encompass More").   Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.  Alto Workplace Benefits is not affiliated with Encompass More. 

Information presented is for your educational purposes only and should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.