Group Supplemental Benefits 

We can help you put a group life insurance program in place for your employees with Universal Life, Interest Sensitive Whole Life or Term Life with options that include living benefits, guaranteed interest rates and cash value accumulation. We can help you structure your Section 125 Cafeteria plan to provide for both a Wellness Plan and Group Life Insurance without additional out of pocket costs.

Group Supplemental Health & Disability Insurance

We can help your employees protect themselves against uninsured or under insured life events including:

  • Accidents
  • Critical Illness
  • Cancer
  • Vision
  • Short-Term Disability
  • Medicare Supplement 

Our financial advisors are investment advisory representatives of Encompass More Asset Management LLC ("Encompass More").   Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.  Alto Workplace Benefits is not affiliated with Encompass More. 

Information presented is for your educational purposes only and should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.